THE SOCIAL SECURITY OFFSET HELPS MAKE EARLY RETIREMENT AFFORDABLE
CAUTION!! You must notify Delta if you start drawing Social Security before your age of full eligibility or you may owe a large amount of money to the Plan for excess benefits that were paid to you.
Your age of full eligibility, formally known as Social Security Normal Retirement Age (SSNRA), is NOT 62. Check the chart in the link below to find your SSNRA:
This graphic is only an aid to help you understand the offset. It cannot be used to compute any particular retiree’s benefits because there are so many variations in personal situations. All figures are approximate.
Please use the following link to see an article that explains the subject in greater detail: The Social Security Offset Explained.